Foreclosure & tax sale surplus recovery · Nationwide
Your home sold at auction. Some of that money may still be yours.
When a home sells for more than was owed, the difference is often held for the former owner, and many people are never told. We help you find out, calmly and for free.
What to expect
- A free look at public records
- No upfront fees, ever
- We never ask for your SSN to check
- An honest answer, even if that’s “you can file this yourself”
Licensed attorney partners handle legal filings where required.
Where was the home sold?
Choose a state on the map to start a quick, free check.
Prefer not to use the map? Go to the full form or browse the list of state guides.
What are surplus funds?
At a foreclosure or tax sale, the home is sold to pay what was owed. If bidding goes higher than the debt, costs and other liens, there’s money left over. That leftover, called surplus funds, overages or excess proceeds, usually belongs to the former owner (or heirs).
The money often sits with a court, trustee or county because the notice went to an address nobody lives at anymore. Rules and deadlines vary by state and county.
Illustration only. The real amount is set by the court or county record after valid liens and costs.
How it works
We look
Tell us where and roughly when the home was sold. We search public court, trustee and county records to see if surplus funds exist in your name. Free.
We explain
If there’s money, we tell you how much the records show, who is holding it, and every option you have, including filing on your own.
Attorneys file
If you want our help, you sign a clear written agreement first. Where the law requires it, an independent licensed attorney prepares and files the claim.
You get paid
The court, trustee or county releases the funds. Our fee, if any, is only taken from a successful recovery, as stated in your agreement.
Why people trust us
No upfront fees
Checking is free. You never pay us out of pocket.
Attorney partners
Independent licensed attorneys handle legal filings where your state requires it.
No SSN to check
We will never ask for your Social Security number just to see if funds exist.
You can file yourself
Honestly: in most places you can claim surplus funds on your own for free. We’ll even tell you where to start.
How we get paid
We’re a business, and we’d rather say it plainly. We cover the cost of research and, where needed, the attorney’s filing. If the claim succeeds, our fee comes out of the recovered funds at the rate in your written agreement. If it doesn’t succeed, you owe nothing.
Some states cap or restrict these fees, and some don’t allow them at certain times. We follow the rules where your home was sold. And if your claim is simple enough to file on your own, we’ll tell you.
Common questions
What are surplus funds?
When a home sells at a foreclosure or tax sale for more than what was owed, the extra money (the surplus, also called overage or excess proceeds) is usually owed to the former owner or other people with a legal interest.
Is this a scam?
It’s a fair question, and you should ask it of anyone. Real surplus funds are held by a court, trustee or county, and you can verify them there yourself. We never charge upfront and never ask for your SSN to check. See how to spot a scam.
Do I have to use a company?
No. In many states you can file a claim yourself. Some people prefer help because the paperwork, deadlines and competing claims can be complicated.
Ready when you are
No countdowns, no pressure. If you’d like us to look, it takes about two minutes.
Check for my funds