State guides › Minnesota
Surplus funds in Minnesota
If a home in Minnesota sold at a foreclosure or tax sale for more than was owed, the former owner or heirs may be able to claim the difference.
How it usually works
After the sale, the extra money is typically held by the foreclosure trustee, the clerk of court, or a county office until someone with a valid claim comes forward. Notices are often mailed to the old address, so many people never hear about it.
Rules in Minnesota
Who holds the money, how to claim, any deadline, and whether fees are limited can depend on the type of sale and the county. Rules vary, and we’ll check for you.
Can I file myself?
Often, yes. The office that handled the sale can tell you whether funds exist and what forms they need. If you’d rather have help, we’ll look for free and explain every option first.